A frog walk into a bank and looks at the front desk, there is a woman there and her name is Patti Wack. The frog hops up to Patti wack and says, "I'd like to get a loan for a brand new lily pad for the family. Patti looks down and says, "Thats fine, what do you have to offer as collateral?" The frog pulls out a little porcelain animal.Patti looks at the frog and says, "you cant use that as collateral, it has no real value." The frog then asks, "Can i speak to the bank manager." She proceeds to go get the manager. She walks in to the managers office shows him the little animal and says, "I've got a frog out here that wants to take out a loan and use this animal as collateral." The bank manager looks up and says...(This is so bad its good)..., "It's a Nic Nac Patti Wack give the frog a loan."