All of us boring old adult types are more than familiar with the classic insurances like health, home, auto, and even life itself. But, because celebrities are just so much cooler than us, even their insurance has some interesting spice to it.

Wow, if you would have told us that we’d one-day describe insurance as interesting, we’d shake our heads at the nerds we’d become.

Seriously though, with a public persona, celebrities need insurance for all kinds of reasons. To protect their income, their physical appearance and behavior need to be insured to protect their reputation and be employable. With that in mind, celebrities' liability coverage covers things like “public scrutiny” and “social media backlash,” which has been commonly referred to as “Cancel Culture Insurance.”

Here are a bunch of celebrities who at one point or another were such complete wild cards that insurance companies just passed.