A credit card company executive, a used car salesman, and a middle-class factory worker come across a lamp while vacationing on a beach. They fuss over it for a few minutes and all rub it simultaneously, and of course a genie comes out.

The genie says "Okay, since there are three of you, each of you gets one wish." He looks at the credit card company executive and says "What is your wish?" The credit card company executive says "My wish is for all competing credit card companies to have all their customers' account balances zeroed out."

"Granted", the genie says, and nothing seems to happen. The genie turns to the used car salesman and says "What is your wish?", to which the salesman replies "My wish is for every used car salesman in the world to be rich enough to never have to sell anything else again."

"Granted", the genie says, "Go check your bank account". The salesman walks over to an ATM, checks his balance, and there's billions of dollars in it. The genie looks at the factory worker. "What is your wish?"

The factory worker thinks for a minute. "Well, let me get this straight...that credit card executive just wished for everybody's credit cards to be zeroed out except for his company, all my credit cards were with competitors, and there are no used car salesmen left in the world?"

"That is correct" says the genie.

"I'll have a Bud Light", says the factory worker.