Just because you have spare money at the end of the month doesn’t mean you need to spend it.

Comparing yourself to others. Comparison is the thief of joy.

Thinking that you're running out of time to do something because someone else has done it already.

Marrying or living with or otherwise committing to someone who is mean to you and doesn’t treat you well.

Waiting too long for "perfect," like the perfect soulmate, house, job, etc., and then letting too many good opportunities pass by.

Obsession with physical appearance. This has plagued my life and I’ve never felt satisfied with how I look. Be kind to yourself and others.

Doing nothing becouse of fear of rejection.

Having an elaborate expensive wedding that does nothing but stress everyone out and bankrupt you.

Having kids bc society said you should. Nothing against kids, parents, etc, but the pressure to have kids is immense in most areas.

Staying in unhealthy relationships because "I've put ten years into this." I beg of you, know your worth.

You gotta be your own advocate. If you think other people will fix the problems you have, you're gonna have a bad time.

Lifestyle creep. Feeling the need to upgrade cars, houses, jewelry, etc to keep up with your peers.

Putting things off. We could do it more as kids because someone was there to pick up the slack, or stay on top of you to get something done. But as an adult, the consequences of waiting on stuff slaps you hard.

Multi-level marketing. Someone got me to go to a seminar and the rhetoric was what a lot of people want to hear about themselves for validation.

Never letting go of the past , that can kill you I swear.

Payday loans.

Spending more because you're earning more.

Alcoholism and drug abuse. Eventually getting high stops being fun, but you can't stop because your body is physically dependent on it.

Letting other people define success for you rather than defining it for yourself.

Imposter Syndrome. The cure is eventually realizing no one has a clue.

Sunk cost fallacy.

Always staying in your comfort zone.

My grandfather only ever gave me one piece of advice. "There are 3 things in life that can ruin you. Don't do drugs, Don't gamble, and a good women is very important, a bad one can ruin your life forever." All I can say is too true.

Simply graduating from college will guarantee you a nice paying comfy job.

Working a job you hate because it pays well but you’re miserable.

Procrastination.

Not knowing how to use credit cards correctly.

Toxic relationships. People do them to try and "fix" people, but they just end up getting themselves hurt.

Letting regret and fear control you.