We live in a time of economic uncertainty. But rather than fixing anything, the Powers That Be have decided that the best way to deal with the moment is by simply embracing the chaos.

Increase wages? Reduce housing prices? Nah. Let’s double down on unproven technology and cryptocurrency-backed gambling!

To that end, banks are looking at the 2008 financial crisis and saying, “Hey, why not have a Round 2?”

Previously, Fannie Mae required that borrowers have a credit score of at least 620 before taking out a loan. Now, they say they’re getting rid of that and using their own system. What is the system based on? Don’t worry about it!

While advocates say that these changes make it easier for people to buy homes, those opposed point at the 2008 financial crisis with a worried, “I’ve seen this all before” expression on their face.

To them I say, “I get that you can’t pay it now — but what if we let you pay it over the course of 50 years? Would that sweeten the deal? … No? That actually makes the deal a lot worse? Well, then, uh … Hey, look over there!”