US health care system

Essential oils, and anything claiming to "detox" you, like you don't already have a liver.

Those Alpha Male courses

Planned obsolescence

We can’t give you a raise yet because (X), but if you work hard and prove your competency, there will be a raise next year.

Kids iPhone/iPad games. My kid is downloading these “free” games that constantly ask her to buy an extra skin or a treasure box of thousands of coins to upgrade and keep playing. It’s really scummy because they know exactly who their audience is, children who have no concept of money.

Anyone - A-N-Y-O-N-E - promising to teach you the secrets of becoming wealthy at a free seminar. I have a family member that got sucked into the Kiyosaki b******t vortex. It's a damn cult.

Mega Church tithing.

Pretty much all youtube ads these days. If it starts with "this one trick can" or anything like "doctors hate this" doctors hate it because they have to explain green tea doesn't cure typeone diabetes. Tbh its flat out dangerous false advertising but youtube doesn't care.

Work 110% at your job and you will be successful. Yeah you'll be successful alright doing the work of 3 people while the people who don't work as hard get promoted because you are too valuable in your position.

Fortune tellers.

Online dating services with monthly subscriptions. Any business that gets more money by failing than succeeding will be designed to fail, succeeding *just* enough to make users feel as though they can succeed. Basically the same principle as casinos.

The credit score system. How it should work: pay back loans early/on time, higher score. Don't pay back loans or pay back late, lower score. How it actually works: Pay back a loan too quick, score goes down. Open an account, score goes down. CLOSE an account, score goes down. You even ask for a copy of your credit report, your score goes down. It's ridiculous. It's not about your reliability, it's about how profitable you are to creditors looking to milk interest payments as long as possible.

Hot singles in your area

You didn't just win that you don't remember entering. They just want you to send them money to process your "winnings" and by winnings I mean scam you for every penny they can.

The individual who called me yesterday claiming to be “US Customs and Border Patrol” who said I had an illegal package from Mexico in my name

The "sugar mommies" on Instagram that keep trying to talk to me.

Low stakes but bikinis. There is no way that little fabric/stitching should be like $80 for each individual piece

My Nigerian uncle

Hydrogen-rich water. Had someone I know (this person is also into MLMs) try to sell me a thousands of dollars water filter. I looked up if there were any legit studies done on the health claims, and as I suspected, I didn't find any really compelling science. Turns out most of the claims pretty much line up with the health benefits of just drinking more water in general.

“We have been trying to reach you about your Car's extended warranty”

*”I’m paying off debts of $5000 to the first five people to DM me”* - courteously of Instagram.